How to make an offer

Have the pre-approval letter in hand.  There is a BIG difference between pre-approval and pre-qualification.  Offers need pre-approvals.  The letter should either be for the exact amount you intend to purchase or for the specific address.  Do not show the seller a significantly higher or lower figure than your offer.  If you do that you will look either unable to afford the property, or if your offer is significantly lower than what you’ve been approved for you will have given away

Now that you've read up on the topic,
Next: It's time to talk with Tracy!